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How much you can get
The Canada child benefit (CCB) payments are not taxable and benefit amounts do not have to be reported on your tax return.
On this page
- How payments are calculated
- Shared custody and your payments
- Payment amounts are recalculated every July
- Other benefits and credits included with your CCB payment
How payments are calculated
The Canada Revenue Agency (CRA) determines if you are entitled to CCB payments each year when you file your tax return. As family net income levels increase, the benefit amount is reduced.
The CCB payments are adjusted based on:
- Number of children in your care
- Age of your children
- Your adjusted family net income (AFNI) reported in the previous year's tax return
Definition of adjusted family net income (AFNI)
Your AFNI is:
- your family net income (line 23600 of your tax return, plus line 23600 of your spouse's or common-law partner's tax return, if applicable)
- minus any Universal Child Care Benefit (UCCB) and registered disability savings plan (RDSP) income received (line 11700 and line 12500 of your or your spouse's tax return, if applicable)
- plus any UCCB and RDSP amounts repaid (line 21300 and line 23200 of your or your spouse's tax return, if applicable)
CCB amounts are based on adjusted family net income
The benefit amount you may receive based on your 2024 adjusted family net income:
- Less than $37,487
- You get the maximum benefit amount for each eligible child. There is no reduction.
- Greater than $37,487 up to $81,222
- Your benefit amount is reduced by a percentage of your income greater than $37,487. The percentage changes based on the number of eligible children you have.
- Greater than $81,222
- Your benefit is reduced by a fixed amount plus an additional percentage of your income greater than $81,222. Both the fixed amount and percentage are based on the number of eligible children you have.
Understand how your CCB payments are calculated
Current year
The following amounts are for the payment period from July 2025 to June 2026 and are based on your AFNI from 2024.
Maximum Canada child benefit
If your AFNI is under $37,487, you get the maximum amount for each child. It will not be reduced.
For each child:
- under 6 years of age: $7,997 per year ($666.41 per month)
- 6 to 17 years of age: $6,748 per year ($562.33 per month)
Examples:
- For a child born in March 2026, you will be eligible to receive the CCB in April 2026 or the month following the month you become eligible
- For a child turning 6 years of age in March 2026, you will be paid at the under 6 years of age rate for the month of March and, at the 6 to 17 years of age rate for the month of April 2026.
- For a child turning 18 in December 2025, the last payment will be in December 2025 at the 6 to 17 years of age rate.
Payments are based on your adjusted family net income (AFNI)
Any reduction to the maximum benefit payment depends on your AFNI and on the number of children.
The payments gradually start decreasing when the adjusted family net income is over $37,487.
You have one child in your care
Your AFNI is below $37,487
You get the maximum amount and it is not reduced. For your eligible child:
- under 6 years of age: $7,997 per year ($666.41 per month)
- aged 6 to 17 years of age: $6,748 per year ($562.33 per month)
Your AFNI is greater than $37,487 up to $81,222
Your total payment is reduced by
- 7% of your income greater than $37,487
Calculation
Adjusted family net income
-$37,487
=income over threshold
x7%
=total reduction
Maximum payment amounts
Under 6 years of age: $7,997 per year
Aged 6 to 17 years of age: $6,748 per year
-minus total reduction
=your annual payment
Example
Martha has:
- one child under 6
- an adjusted family net income of $45,000
$45,000 (AFNI)
-$37,487
=$7,513 (income over threshold)
x7%
=$525.91 (total reduction)
$7,997 (maximum amount = $7,997)
-$525.91 (minus total reduction)
=$7,471.09 (annual payment)
Martha would receive $7,471.09 (about $622.59 per month) for the July 2025 to June 2026 period.
Your AFNI is greater than $81,222
Your total payment is reduced by:
- $3,061 + 3.2% of your income greater than $81,222
Calculation
Adjusted family net income
-$81,222
=income over threshold
x3.2%
=partial reduction
+$3,061
=total reduction
Maximum payment amounts
Under 6 years of age: $7,997 per year
Aged 6 to 17 years of age: $6,748 per year
-minus total reduction
=your annual payment
Example
Martha has:
- one child under 6
- an adjusted family net income of $100,000
$100,000 (AFNI)
-$81,222
=$18,778 (income over threshold)
x3.2%
=$600.89 (partial reduction)
+$3,061
=$3,661.89 (total reduction)
$7,997 (maximum amount = $7,997)
-$3,661.89 (total reduction)
=$4,335.11 (annual payment)
Martha would receive $4,335.11 (about $361.25 per month) for the July 2025 to June 2026 period.
You have two children in your care
Your AFNI is below $37,487
You get the maximum amount and it is not reduced. For your eligible children:
- under 6 years of age: $7,997 per year ($666.41 per month)
- aged 6 to 17 years of age: $6,748 per year ($562.33 per month)
Your AFNI is greater than $37,487 up to $81,222
Your total payment is reduced by
- 13.5% of your income greater than $37,487
Calculation
Adjusted family net income
-$37,487
=income over threshold
x13.5%
=total reduction
Maximum payment amounts
Under 6 years of age: $7,997 per year
Aged 6 to 17 years of age: $6,748 per year
-minus total reduction
=your annual payment
Example
Fatima has:
- two children under 6
- an adjusted family net income of $60,000
$60,000 (AFNI)
-$37,487
=$22,513 (income over threshold)
x13.5%
=$3,039.25 (total reduction)
$15,994 (maximum amount = $7,997 x 2)
-$3,039.25 (minus total reduction)
=$12,954.75 (annual payment)
Fatima would receive $12,954.75 (about $1,079.56 per month) for the July 2025 to June 2026 period.
Your AFNI is greater than $81,222
Your total payment is reduced by:
- $5,904 + 5.7% of your income greater than $81,222
Calculation
Adjusted family net income
-$81,222
=income over threshold
x5.7%
=partial reduction
+$5,904
=total reduction
Maximum payment amounts
Under 6 years of age: $7,997 per year
Aged 6 to 17 years of age: $6,748 per year
-minus total reduction
=your annual payment
Example
Fatima has:
- two children under 6
- an adjusted family net income of $125,000
$125,000 (AFNI)
-$81,222
=$43,778 (income over threshold)
x5.7%
=$2,495.34 (partial reduction)
+$5,904
=$8,399.34 (total reduction)
$15,994 (maximum amount = $7,997 x 2)
-$8,399.34 (total reduction)
=$7,594.66 (annual payment)
Fatima would receive $7,594.66 (about $632.88 per month) for the July 2025 to June 2026 period.
You have three children in your care
Your AFNI is below $37,487
You get the maximum amount and it is not reduced. For your eligible children:
- under 6 years of age: $7,997 per year ($666.41 per month)
- aged 6 to 17 years of age: $6,748 per year ($562.33 per month)
Your AFNI is greater than $37,487 up to $81,222
Your total payment is reduced by
- 19% of your income greater than $37,487
Calculation
Adjusted family net income
-$37,487
=income over threshold
x19%
=total reduction
Maximum payment amounts
Under 6 years of age: $7,997 per year
Aged 6 to 17 years of age: $6,748 per year
-minus total reduction
=your annual payment
Example
Julie has:
- three children over 6
- an adjusted family net income of $50,000
$50,000 (AFNI)
-$37,487
=$12,513 (income over threshold)
x19%
=$2,377.47 (total reduction)
$20,244 (maximum amount = $6,748 x 3)
-$2,377.47 (minus total reduction)
=$17,866.53 (annual payment)
Julie would receive $17,866.53 (about $1,488.87 per month) for the July 2025 to June 2026 period.
Your AFNI is greater than $81,222
Your total payment is reduced by:
- $8,310 + 8% of your income greater than $81,222
Calculation
Adjusted family net income
-$81,222
=income over threshold
x8%
=partial reduction
+$8,310
=total reduction
Maximum payment amounts
Under 6 years of age: $7,997 per year
Aged 6 to 17 years of age: $6,748 per year
-minus total reduction
=your annual payment
Example
Julie has:
- three children over 6
- an adjusted family net income of $150,000
$150,000 (AFNI)
-$81,222
=$68,778 (income over threshold)
x8%
=$5,502.24 (partial reduction)
+$8,310
=$13,812.24 (total reduction)
$20,244 (maximum amount = $6,748 x 3)
-$13,812.24 (total reduction)
=$6,431.76 (annual payment)
Julie would receive $6,431.76 (about $535.98 per month) for the July 2025 to June 2026 period.
You have four children or more in your care
Your AFNI is below $37,487
You get the maximum amount and it is not reduced. For your eligible children:
- under 6 years of age: $7,997 per year ($666.41 per month)
- aged 6 to 17 years of age: $6,748 per year ($562.33 per month)
Your AFNI is greater than $37,487 up to $81,222
Your total payment is reduced by
- 23% of your income greater than $37,487
Calculation
Adjusted family net income
-$37,487
=income over threshold
x23%
=total reduction
Maximum payment amounts
Under 6 years of age: $7,997 per year
Aged 6 to 17 years of age: $6,748 per year
-minus total reduction
=your annual payment
Example
Kira has:
- four children over 6
- an adjusted family net income of $45,000
$45,000 (AFNI)
-$37,487
=$7,513 (income over threshold)
x23%
=$1,727.99 (total reduction)
$26,992 (maximum amount = $6,748 x 4)
-$1,727.99 (minus total reduction)
=$25,264.01 (annual payment)
Kira would receive $25,264.01 (about $2,105.33 per month) for the July 2025 to June 2026 period.
Your AFNI is greater than $81,222
Your total payment is reduced by:
- $10,059 + 9.5% of your income greater than $81,222
Calculation
Adjusted family net income
-$81,222
=income over threshold
x9.5%
=partial reduction
+$10,059
=total reduction
Maximum payment amounts
Under 6 years of age: $7,997 per year
Aged 6 to 17 years of age: $6,748 per year
-minus total reduction
=your annual payment
Example
Kira has:
- four children over 6
- an adjusted family net income of $200,000
$200,000 (AFNI)
-$81,222
=$118,778 (income over threshold)
x9.5%
=$11,283.91 (partial reduction)
+$10,059
=$21,342.91 (total reduction)
$26,992 (maximum amount = $6,748 x 4)
-$21,342.91 (total reduction)
=$5,649.09 (annual payment)
Kira would receive $5,649.09 (about $470.75 per month) for the July 2025 to June 2026 period.
Estimate how much you can get
Use the child and family benefits calculator to estimate your Canada child benefit.
Shared custody and your payments
Each parent with shared custody will get 50% of what they would have gotten if they had full custody of the child and the amount is calculated based on their own adjusted family net income.
The CRA will not split the amount using other percentages, or give the full amount to one of the parents if the CRA considers you to have shared custody.
If a child only lives with you part time, go to Determine if you have shared custody to find out if you are considered to have shared custody.
Payment amounts are recalculated every July
Your benefit payments are recalculated every July based on your adjusted family net income from the previous year. CCB is indexed to inflation.
For example, payments from:
- July 2025 to June 2026: based on 2024 tax return
- July 2024 to June 2025: based on 2023 tax return
Other benefits and credits included with your CCB payment
Related provincial and territorial benefits
Some provinces and territories have related child benefit and credit programs that are administered by the CRA and included with CCB payments.
Child disability benefit
The child disability benefit (CDB) is included with your CCB payment if your child is eligible for the disability tax credit.
- Date modified: